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Life Insurance

from Meridian Insurance

Life Insurance

Life insurance can cover funeral expenses, mortgages, car loans and end-of-life expenses among other things. Additionally, certain life insurance policies can function as lucrative investments.

However, according to a 2013 study, 30 percent of all U.S. households have no life insurance at all.* Lean times may call for desperate measures, but there’s a reason that you’ve also heard the old adage, "The only things certain in life are death and taxes."

Whether or not you have financial obligations such as a mortgage, life insurance is an important way to provide for your loved ones after your death. Let the agents at Meridian Insurance help you protect your family with the right life insurance coverage.

Why Purchase Life Insurance

In the event of an unexpected or untimely death, life insurance helps to pay for many things. How would your family pay the mortgage and other monthly bills if you died tomorrow? It may feel uncomfortable to think about this possibility, but purchasing a life insurance policy might be the most important thing you can do for your family.

What Life Changes Can You Expect

While even a basic life insurance policy can provide a safety net for your loved ones, your life insurance needs vary throughout your lifetime. In addition to writing new personal life insurance policies, our agents provide regular reviews of existing policies for our customers. You should review your life insurance coverage anytime

  • Your marital status changes
  • You have a significant change in your yearly income
  • You start a new job
  • You open or significantly grow your own company
  • You have a baby or adopt a child
  • You take responsibility for an aging loved one
  • You buy a house
  • You refinance your home
  • You or a family member has a significant change in overall health and wellness
  • You or your spouse receives an inheritance
  • You begin planning for a child’s college education

What Types of Policies Are Available

Meridian Insurance provides three primary types of life insurance:

  • Term life insurance
  • Whole life insurance
  • Universal life insurance

Your agent can explain each policy type to you and help you determine which is right for you. You can get your free quote here. To speak with a representative, call our office. We have extended business hours in order to accommodate your busy life. Se habla Español.