Planning a wedding can be one of the most stressful moments in a person’s life – but agents can help simplify one aspect of the couple’s lives with this one simple piece of advice.
Most often, moving all insurance policies, for home, a car or recreation vehicle (like a boat) with one insurance company can help couples simplify their insurance and often save money.
Many times this can happen before the "I do's" and the honeymoon begins. Start with a phone call to your agent.New Possessions
Couples should begin by asking about coverage for engagement rings and wedding bands. A homeowners’ policy may provide coverage for jewelry up to a certain limit, but often engagement and wedding rings exceed those limits. As your agent, we can help obtain additional insurance for these more expensive items, as well as other valuables, including wedding gifts.
If a couple will be starting out in an apartment together, it is a good idea to ask about adding renters insurance, which is affordable and helps to protect belongings from loss or damage.
Renters insurance often provides a layer of liability coverage providing protection if someone is injured on your property and brings a lawsuit against you. It can also protect you from loss caused by fire or water damage out of your control.
If you are purchasing a new home, or merging households under one roof, it is a good idea to ask your agent to review your current homeowners policy, or to inquire about adding a new policy, to help make sure it provides comprehensive protection. With the increased value of a joint household's belongings, it is a good time for newlyweds to conduct an inventory of valuables kept in the home and consider increasing coverage limits to provide adequate insurance protection.
Any of our agents at Meridian Capstone can walk you through the difference between replacement cost and actual cash value coverage. This conversation can help you select the insurance protection that best for your new situation.
Auto insurance premiums are typically higher with a single vehicle on an insurance policy, so it is a good idea for the couple to consider merging auto insurance policies to receive possible multi-vehicle discounts. Our independent agents can review the coverages and recommend the best combination of price and service to help protect both newlyweds.
With our agents experience and network of 12 National Insurers we are sure to find the right coverage at the right price for you. Let us take care of the details so you can focus on the honeymoon and starting your new life together.
The Independent Agents of Meridian
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Meridian Insurance you get choices. There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, contact us today.